Cash flow forecasting

See cash crises before they see you.

Cash flow doesn't have to be a monthly mystery. Jenkins & Johnson Optimize tracks payment delays, seasonal swings, and ad-hoc expense spikes, then shows your 90-day position in plain numbers.

You get working capital planning that updates every 24 hours, with reserve guidance tied to your actual ledger. Short sentence. No guessing.

90-day rolling view Refreshes every 24 hours Reserve guidance
Get Cash Flow Clarity - Schedule a Demo
Financial visibility for teams that need answers fast.
Forecast river

Runway in motion

model confidence 94%
Live cash position
$842k
Updated this morning.
Upcoming inflows
$1.2m
AR timing included.
Upcoming outflows
$910k
Payroll, vendors, tax.
Runway meter
11.4 weeks
If receipts slip by 7 days.
From cash flow chaos to calm

Catch the gap early.

You're 10 days from payroll and a client hasn't paid.

The forecast shows the gap before the bank balance drops. You can test a late payment, see the drawdown needed, and choose the move with the least damage.

What the model shows
  • Cash falls below your reserve line on day 9.
  • Payroll stays covered only if collections land by Thursday.
  • Alerting starts before the shortfall turns into a scramble.

Jenkins & Johnson Optimize models the delay and shows the fix.

You get automated alerts with reserve drawdown suggestions, payment timing assumptions, and a board-ready liquidity chart. Clean. Fast.

Decision support
  • Delay one vendor batch by 48 hours.
  • Use reserve funds only if the AR slip grows.
  • Share a simple cash view with the CFO and ops lead.

Seasonal inventory build is draining cash.

The model simulates the trough, then shows where working capital will pinch. You see invoice factoring windows and the cash floor before stock arrives.

What the model shows
  • The trough lands two weeks earlier than last quarter.
  • Vendor prepay pressure peaks during the same window.
  • Inventory spend can be staggered without missing receipts.

Jenkins & Johnson Optimize turns the trough into a plan.

You get reserve timing, cash floor alerts, and a liquidity chart that works in a board deck. No drama. Just numbers you can act on.

Decision support
  • Use a factoring window only if the trough deepens.
  • Hold back non-critical spend until receipts clear.
  • Keep the board forecast tied to actual balances.
Command center

Your cash view, packed into one panel.

Live balance reconciliation, upcoming inflows, upcoming outflows, and a runway meter sit in one screen. The numbers are dense on purpose.

Hover states in the live product reveal model confidence and week-by-week changes. On mobile, the tiles stack into a clean list.

Live cash position
$842,000
Reconciled with bank feeds in real time.
Model update
24h
Rolling refresh window.
Forecast horizon
90d
Built for working capital planning.
Runway meter
11.4 weeks
Late AR scenario included.
Upcoming inflows
$1.2m
AR and subscription receipts.
Upcoming outflows
$910k
Payroll, vendors, and tax.

Balance checks

Bank feeds reconcile balances and transactions hourly.

Receipts and bills

The forecast weighs AR aging, vendor due dates, and payroll liabilities.

Scenario paths

Each assumption set can be compared against the current cash plan.

Connected to your money

Feeds in. Forecast out.

Bank feeds
Plaid, Yodlee
Balances and transactions sync hourly.
Accounting systems
QuickBooks, Xero
AR aging, invoices, and due dates flow in.
Payroll systems
Gusto, ADP
Upcoming liabilities hit the forecast early.
Custom inputs
CSV upload
Off-system cash items stay in the model.
Clicked node data
Account type, posting date, expected settlement, and entity.
Clicked node data
Invoice value, terms, payer history, and collection lag.
Clicked node data
Payroll date, tax load, benefits, and bonus timing.
Clicked node data
Category, frequency, owner, and cash effect by week.
Proven precision

The forecast error fell fast.

"Our cash forecast error dropped from 18% to 3% in two months. We stopped treating the cash plan like a guess."
CFO note

Kayria Dimitui, CFO at a Palo Alto SaaS company, used the platform to watch delayed receipts and inventory spend in one place. The team cut surprise drawdowns and kept the board packet clean.

Error comparison
Industry average 18%
Jenkins & Johnson Optimize 3%
Measured against rolling 90-day projections.
Speak with the team
Quick answer

Cash flow forecasting questions?

Every 24 hours, with bank feed activity and accounting changes folded into the next run.

Yes. Change the expected pay date, then see the cash floor, reserve need, and runway shift at once.

Keep each entity separate or roll them up. The view can show one business, a group, or a shared treasury picture.

Don't wait for a cash crunch. See the forecast in action.

Book a demo